Life Insurance Calculator

Please think carefully about what you can afford.
Some cover is better than no cover.

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How much life cover you ideally need

To repay debtsR0
To cover your funeralR0
To look after your familyR0
What you still need
(taking into account existing life cover and savings)
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How much insurance do I need?

Life and disability insurance provides for your family when you can’t. How much your family will need is different for every person and you should not spend more than you can afford.

How far does your money go?

If you are the breadwinner, you’ll need help to pay the bills. Do you usually have money over at the end of the month?

Think about future costs…

Your kids and maybe your siblings need an education; your life insurance can help.

Do you have debt to pay?

If you have homeloan, car payments, credit cards or other debt, life insurance can help pay these off.

Any other savings?

If you have other savings, they will help to cover the costs above, so balance this with you much life insurance you’ll need.

Are you spending money on other insurance policies?

Make sure your insurance covers your particular needs, at a price you can afford.

Here are some things for you to think about:

  • How much do you earn?
  • How many people depend on you?
  • Do you look after your children, parents, siblings and others?
  • How many people do you provide for?

Terms & Conditions

Simply is an authorized financial services provider (FSP) marketing, distributing and servicing long-term insurance products underwritten by OMART. Simply does not provide financial advice as defined by the Financial Advisory and Intermediary Services Act (FAIS).

The Simply insurance calculator offers you an opportunity to consider your financial commitments and what future obligations your loved ones might have. This does not constitute advice.