Simply Blog

We all earn it, save it, spend it. Let's talk about it!

UIF – blessing or curse?
  • #Unemployment
  • #Finance

South Africans are dealing with a lot of uncertainty at the moment. Actually, we’ve been dealing with a lot of uncertainty for quite some time, and a large amount of that uncertainty has to do with personal cash. The economy is not as strong as we would like, and many South Africans are struggling to meet their financial commitments every month.

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Does your life cover match your life?
  • #Life Insurance
  • #Marriage

Chances are pretty good that you didn’t have life cover when you were 21. Though you were an adult by that age, you didn’t yet have the many responsibilities and commitments that we associate with being grown up.

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Simply Valentine with Kids
  • #Saving

Valentines day is just around the corner. And although we show our kiddies love every single day, valentines is a fun way to celebrate love a little more.

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Wise up and Water down
  • #Saving

Here at Simply we always try to see the bigger picture, and for all South Africans – not just the ones in the Mother City – that picture has WATER SHORTAGE graffiti’d all over it.

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Top 7 things I learnt about money in 2017
  • #Fintech

Welcome to 2018, it’s a new year with new opportunities. Sadly Donald Trump is still the president of the USA, and in South Africa, we still have President Gupta at the helm but hopefully that will all change soon.

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The rise of Insurtech
  • #Fintech

Although the term Fintech (Financial technology) was first used in the 1980’s in the Sunday Times by business letter editor Peter Knight, it seems to have entered the common vernacular after the 2007 financial crash.

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Keep Calm and Invest with care
  • #Fintech

Investing is not difficult, but to be successful, it requires hard work, due diligence, and following a few rules (so says Warren Buffett).

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Bitcoin and the emergence of a new world order
  • #Fintech

Bitcoin - the word on everyone’s lips, is the electronic cryptocurrency of the day. But what has it’s recent meteoric rise to fame really taught us?

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5 Steps to Financial freedom in 2018
  • #Fintech

Whether you need financial freedom to achieve your goals this year, or whether financial freedom itself is one of your goals, it might not be clear where to start.

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A twist on the 52 week challenge
  • #Saving

Have you seen the 52 week challenge on social media? Basically you start with saving R10 in your first week, then the next week you save R20, and the following week R30.

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Small Business – it’s worth it!
  • #Business

“Our character is often most evident in our highs and lows. Be humble at the mountaintops, be strong in the valley, and be faithful in between”* Running a small business is challenging and fulfilling and frustrating and full of risk.

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Christmas spirit can be a win-win
  • #Business

The book “A Christmas Carol” by Charles Dickens’ comes to mind at this time of year, when the Ghost of Christmas Past comes to visit the miserly Scrooge to show him visions of Christmases in his past.

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You choose your legacy
  • #Funeral
  • #Saving

When we attend a funeral, we are often witness to a tender commemoration of a remarkable life lived. We may feel part of a loving celebration of a good life spent seeking adventure, or surrounded by friends and family, or in the service of others.

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Juggling Life and a Small BusinessParenting, working & treating employees well
  • #Parenting
  • #Saving

Parenting, working and treating employees well A friend (let’s call her Sarah) is a parent and a freelancer and a co-owner of a SME business.

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Make magic without more debt this Christmas
  • #Money
  • #Saving

Minimalism and Frugality are terms (with different meanings)* that have relatively recently joined the common vernacular.

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Some are good with money, some not so much.Thought provoking ideas about saving and spending
  • #Money
  • #Saving

“The more things you own, the more they own you ” For many people, the words “financial advice” have historically been associated with a complicated, difficult, and ill-understood if necessary part of life.

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Save a little, Live a lot.
  • #Money
  • #Saving

Let’s start at the top, with the bottom line. While we are working, and earning an income, we need to save for the future.

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Learning about money as an adult
  • #Money
  • #Saving

I was brought up in a family that cherished intellectual thought, art and culture above the pursuit of money.

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Saving while everything screams buy
  • #Saving
  • #Investing

The year is drawing to a close, but the festivities are just getting started. It is now November. Black Friday is on 24 November and Christmas is a month thereafter.

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What will you do with your 13th cheque?
  • #Saving
  • #Debt
  • #Personal Finance

As the end of the year draws closer and the festive season approaches, we look forward to some relaxation time and some party time - it’s summer sun and fun season.

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Save more tomorrowBehavioural economics works to help us save
  • #Saving
  • #Investing

Thanks to modern technology, we’re living longer than our grandparents used to! While this is great for our quality of life - it does mean our savings (especially pensions) will have to last longer.

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Are you looking after your employees?
  • #employee wellness
  • #employee benefits
  • #sme insurance

South Africa’s small business (SME - small and medium size enterprises) sector is sizeable and growing year on year.

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Domestic workers' minimum wagesSupporting those who support us
  • #domestic worker minimum wage
  • #funeral insurance
  • #domestic workers
  • #fair pay

So many of us enjoy the help of a domestic worker in our homes. They help us to keep our homes clean and our lives in order.

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Teaching our kids to saveTop Tips for money savvy kids
  • #Budgeting
  • #Family
  • #Kids
  • #Saving

As a parent we all want to give our children the best possible chance of success in life. One of the most important ways we can do this is to teach them how to save from an early age.

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I don't need life insurance, or do I?Ant chats to Kieno Kammies on CapeTalk
  • #Interview

Anthony Miller, CEO at Simply Financial Services, says life insurance is not a one size fits all decision.

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My Money Story - GoitsiBeing broke and irresponsible with money taught me lessons that I could have never learned from a textbook.
  • #Debt
  • #Savings

I come from an era where saving money was just a myth, an impossible and impractical exercise because my parents didn’t earn enough to save - and they themselves did not understand the concept of putting money aside.

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Women and MoneyLearning to get on top of it
  • #Women

“We’re talking about money money, we’re talk-in’ ‘bout the dollar bill” ..… the words in this song may as well have been written with women in mind, because when it comes to women and money, well we really don’t like to talk about it.

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Preparing to InvestWhat should I consider?
  • #Investing

Investing your money wisely can feel both daunting and exciting. In a previous post you can find here, we highlighted some of the main options and mechanisms for investing.

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Great ways to save and investConsider saving options
  • #Investing
  • #Money

We all know we should save money every month. As hard as it is to find the spare cash to put away, simply put - it is the path to financial security.

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Honouring those we’ve lostA look at funeral rites from around the world
  • #Funeral

We all want to provide our loved ones with a memorable and dignified funeral, however ideas about death and dying vary enormously from culture to culture.

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Real connection in the digital ageSocial media has changed the way we communicate.
  • #Social Media

Social media has changed the way we communicate in unprecedented ways. It keeps us connected with family and friends but also dissolves barriers to bring like-minded communities together.

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Death and DignityUnderstanding funeral plans
  • #Funeral
  • #Life

18.9 million people in South Africa are covered by some kind of a funeral plan. There are so many companies out there trying to sell this product - we’re constantly bombarded by SMS’s, by TV ads, by phone calls and by people in our communities wanting to sell us more funeral cover.

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Wired for connectionWant to live a longer life? Spend time with people you love.
  • #Health

In our pursuit of health and well-being, we often focus on physical or external factors like diet and exercise.

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My house is my palaceWe all dream about our own house - how to make it happen.
  • #Property

You have been dreaming of owning your own property for years. A place where you can make the rules, paint the walls, have friends and family over and feel a sense of security and accomplishment.

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The cost of my new wheelsCan you afford a new car and all the stuff that comes with it?
  • #Budgeting
  • #Cars

You may be sick and tired of public transport or you may just feel that owning a black wagon with shiny silver rims will increase your street cred or you may want to display the fact that you are moving up in the world.

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Looking after familyHow to cope with the cost of caring for extended family
  • #Budgeting
  • #Family

Sipho shakes his head in disbelief. As the first graduate in his family he earns a good salary but he is now so deeply in debt that he can hardly sleep at night.

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Do I need life insurance?What is life insurance and why is it important?
  • #Insurance
  • #Planning

Synonyms for “insurance” are: protection, defence, safeguard, safety measure, shelter, security, precaution, provision, preventive measure.

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Sjoe, babies are expensiveEish! Babies are expensive - how do we budget for a child?
  • #Family
  • #Budgeting

People say that if we knew how much having a child is going to cost we would all think twice about having children.

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Your wedding and debtGetting married? Don’t go into debt for the wedding
  • #Debt
  • #Marriage

Although your wedding day might be the most important day in your life and you want to have a huge celebration and look exquisite, it is simply not worth it to start your married life in debt.

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It's PayDay!Understand your salary slip and what it means.
  • #Work
  • #Salary

There’s nothing quite like your first paycheque. It gives you a sense of freedom, accomplishment and pride.

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SAVINGS 101Where do I start with savings?
  • #Saving

Why you need to save Life doesn’t always turn out how we expect. Especially when it comes to money and emergencies.

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